Those trees out there are getting quite dense...

by: Father Tyme

Let’s see if I got this straight. The current Senate Health Care bill passes. Ve MUSS buy insurance von za private companies or face an IRS fine, unlike ShittiGroup. The health companies are still allowed to raise prices, decrease services, deny coverage for pre-existing conditions and cancel plans for any reason.
There is also a “tax” on the whole thing that makes the buyer pay for being required by Barry and Congress to buy health insurance from a private firm. This tax is irrespective of the premiums. To compensate for the tax, the insured, me, can choose to lower the premiums to pay for the tax thereby losing coverage.
There are (may be) to be subsidies paid to those who can’t afford the insurance or can find a way to get them through loopholes. Out of curiosity I called my local, traitorous Blue Dog Democrat in Congress and asked if the subsidies were taxable. He said he wasn’t sure but thought so since they would be considered income! Whoopie!
So here’s a hypothetical.
If I have to pay $1000 per month for health care (just a low figure, not reality) then I would pay an additional tax to the health provider to allay their costs or something like that for the privilege of being required to buy something. But if the tax is, say, $100 per month and I can’t afford that extra, I can reduce my premiums and thus my coverage. Ok, that sounds really fair. I’m healthy from eating Monsanto generated veggies and FDA approved meat.
Now here’s the great part. If I make $30,000 a year and clear around $20,000, my insurance is about $12,000 (living on $8000 per year is a piece of cake. Just ask any one on the street!). What a deal! BUT…since there’s another hundred bucks a month tax tacked on, all I have to do is deduct it from my federal taxes! Sorry, my state won’t allow that deduction so there goes another $1200 to state tax, thank me very much. BUT…I don’t make enough to file a long form and it doesn’t pay me to itemize so that extra federal (and state) tax will be eaten by me. Umm, Umm. Good!
Now follow this. My good friend makes $60,000 per year, pays the same insurance premium for the same coverage I have and still has $35,000 to $40,000 clear per year (these are all hypo figures but realistically close - his wife told me what he clears). But he can itemize to save money and can claim the health tax on his return. That $1200 literally comes down to about $150 extra tax paid as opposed to my $1200! Sounds eminently fair!
Here’s the kicker, though. When the subsidies do kick in, my rep told me they might be on the order of $200 to $300 per year (more could break the budget and require him to buy his own health insurance!) So I’m stuck with paying an extra $900 to $1000 to the wonderful folks at “Suck ‘em Dry United Health” for the same coverage I now have at the same rate! Now that’s really a fair deal! Hey Congress, take a couple of Cohibas out of petty cash. Better yet, let me pay for them!
Even better, the $200 to $300 is taxable income to me and my buddy. But where he can write his off, I can’t afford to. The government (IRS) sends me a thank you card for contributing
I asked my DINO about this and he told me basically that concept was correct although the figures couldn’t be confirmed. I asked if they would be lower. He hedged a lot saying he didn’t know how it would come out, but this was definitely a good bill (but the health companies might want to recoup the money they wasted on lobbying). I asked for whom and he said for me and he had to go,thnxkbye! I’m not sure whether he meant for myself or him.
I love this deal so much I’m thinking of checking in to a secure, government owned facility for an extended period, maybe the rest of my life. I just haven’t decided the actual means to get invited, although I’m sure there are any number of ways. I only hope there’ll be enough room as others may have the same idea. Maybe I can make reservations...